New for 2025: No more E-Levy guessing

Ghana's Smartest
MoMo Calculator.

Don't send "short" money ever again. Compare MTN, Telecel, and AT fees in real-time. Designed for the modern Ghanaian sender.

2k+ Gh Users

SendSmart App Mockup

Supported Networks

MTN MoMoTelecelAT Money

Everything you need to
Send Money Smarter.

Reverse Calculation

Type the amount the recipient MUST receive. We calculate the exact top-up required.

Batch Sending

Calculate fees for multiple people at once. Perfect for business owners paying staff.

Digital Receipt

Generate a professional cost breakdown to share on WhatsApp instantly.

Ready to save on fees?

Join thousands of Ghanaians who use SendSmart every single day.